Flipkart Axis Bank Credit Card Kaise Le?

Aaj ke time mein shopping, dining aur travel par discounts aur rewards sabko pasand hain. Aap bhi soch rahe honge ki ek aisa credit card ho jo kharche bhi kum kare aur cashback bhi mile? Flipkart Axis Bank Credit Card ek aisa hi option hai jo Flipkart se shopping par toh rewards deta hi hai, saath hi bohot saari aur benefits bhi milti hain. Aaj hum baat karenge ki is credit card ke liye apply kaise karte hain, kaunse documents chahiye, eligibility kya hai aur isko lena kyun faydemand ho sakta hai.

1. Eligibility Criteria

Sabse pehle toh ye samajhna zaroori hai ki sabhi log is card ke liye apply nahi kar sakte. Axis Bank ne kuch eligibility criteria decide kiye hain jo meet karne par hi aap is card ke liye apply kar sakte hain.

Age Requirement

Minimum Age: Aapki umr kam se kam 18 saal honi chahiye.

Maximum Age: Maximum umr ki limit 70 saal hai.

Income Requirement

Aapki monthly income bhi ek specific amount se zyada honi chahiye. Yadi aap salaried hain toh aapko apni salary slip aur bank statement deni hogi. Self-employed logon ke liye bhi income proof dena zaroori hai.

Credit Score

Aapka credit score bhi Axis Bank ke standards par hona chahiye. Agar aapka credit score achha hai, toh bank ko bharosa hota hai ki aap repayment time par karenge. Credit score  700+ hona chahiye.

Nationality

Aap Indian citizen hone chahiye.

Ye toh hogayi eligibility ki baat. Ab chalte hain agle step par jo hai documents.

2. Required Documents

Agar aap eligibility criteria meet karte hain toh next step documents ki hai. Flipkart Axis Bank Credit Card ke liye kuch important documents lagenge jo ki aapko submit karne honge.

Identity Proof

Identity proof ke liye aap inme se koi ek document de sakte hain:

Aadhaar Card

Passport

Voter ID

Driving License

PAN Card

Address Proof

Address proof ke liye bhi aap in documents ka use kar sakte hain:

Aadhaar Card

Utility Bill (bijli, paani ka bill, jo 3 mahine se purana na ho)

Passport

Voter ID

Driving License

Income Proof

Yadi aap salaried hain toh ye documents dene honge:

Salary Slip (pichle 3 mahine ki)

Bank Statement (pichle 3 mahine ki)

Form 16

Self-employed logon ko ye documents dene honge:

ITR (Income Tax Return)

Bank Statement (6 mahine ki)

3. Flipkart Axis Bank Credit Card Kaise Apply Karein?

Flipkart Axis Bank Credit Card apply hum  – online aur offline Se kr skte h, Pehle online apply kse krte h o dekhenge kyunki wo sabse convenient hai aur ghar baithe kar sakte hain.

Online Process

1. Flipkart App par Login Karein: Sabse pehle Flipkart app open karein aur apne account mein login karein.

Apply online Click here 

2. Card Search Karein: Flipkart search bar mein “Flipkart Axis Bank Credit Card” type karein aur card ka option dekhein.

3. Apply Now Button: Jab aap Flipkart Axis Bank Credit Card par pahunch jayein toh ‘Apply Now’ button par click karein.

4. Details Bharien: Ab aapko apni kuch details bharni hongi jaise ki naam, date of birth, aur monthly income.

5. Documents Upload Karein: Aapko required documents ka scanned copy upload karna hoga. Yeh sab steps complete hone ke baad, aapka application submit ho jayega.

6. Verification Call: Bank se kuch hi dinon mein aapko verification ke liye call aayega. Isme woh aapki details confirm karenge.

7. Approval and Card Dispatch: Agar sab kuch theek rahta hai toh aapka credit card approve ho jayega aur kuch hi dinon mein courier se aapke address par deliver ho jayega.

 

Offline Process

Agar aap online apply nahi karna chahte toh Axis Bank ke kisi bhi branch mein jakar offline apply kar sakte hain. Branch mein jaakar application form bharna hoga aur required documents submit karne honge.

4. Flipkart Axis Bank Credit Card Ke Benefits

Aap soch rahe honge ki itne saare steps ke baad ye card lena kya worth hai? Toh chaliye dekhte hain iske kuch khaas benefits:

Welcome Benefits

Welcome Offer: Jab aap ye card lete hain, toh Flipkart pe pehle shopping par instant discount milta hai.

Cashback

Flipkart aur Myntra par shopping karne par aapko 5% cashback milta hai.

Partner websites par 4% cashback milta hai.

All other transactions par bhi 1.5% cashback milta hai.

No Cost EMI

Flipkart Axis Bank Credit Card par aapko No Cost EMI ka bhi option milta hai jo ki bohot beneficial hai bade transactions ke liye.

Fuel Surcharge Waiver

Aap agar petrol/diesel bharwane par bhi is card ka use karte hain toh fuel surcharge waiver milta hai.

Dining Benefits

Axis Bank ke kai dining partners par aapko special discount milte hain.

Airport Lounge Access

Kuch selected airport lounges par aapko complimentary access milta hai.

5. Charges aur Fees

Credit card ke saath kuch charges bhi lagein ge jo dhyaan mein rakhne zaroori hain.

Annual Fee: Is card ka annual fee Rs. 500 + GST hai. Lekin agar aap pichle saal mein Rs. 2 lakh ka spending karte hain toh ye fee waivered hai.

Interest Rate: Card ka interest rate approximately 3.4% per month hai, toh payment time par karna hamesha faidemand hota hai.

Late Payment Fee: Agar aap apna bill time se nahi bharte hain toh late payment charges bhi lagte hain.

6. Important Tips

1. Payment Time par Karein: Credit card ka bill hamesha time par pay karein. Agar aap bill pay nahi karte hain toh interest aur late fee lagne lagti hai.

2. Reward Points Check Karein: Hamesha apne rewards check karein aur unhe redeem karein. Kai log isko bhool jate hain aur unka cashback redeem nahi hota.

3. Card Misuse Se Bachein: Kabhi bhi apne card details kisi ke saath share mat karein aur online transactions par caution rakhein.

Flipkart Axis Bank Credit Cards Review 

Ye tha Flipkart Axis Bank Credit Card apply karne ka tarika, eligibility aur benefits ke baare mein. Is credit card ke saath aapko kaafi cashback aur discounts milte hain jo aapke shopping experience ko aur bhi rewarding banate hain. Toh agar aap online shopping mein interest rakhte hain aur apna budget control mein rakhte hue rewards kamaana chahte hain, toh ye card aapke liye ek achha option ho sakta hai.

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