HDFC Bank ka kaunsa Credit Card Apke k liye Best hai ?

HDFC Bank Credit Cards kaafi popular hain, aur har ek card kisi na kisi specific jaroorat ke hisaab se design kiya gaya hai. Yahaan pe kuch aise HDFC Bank Credit Cards hain jo aam logo ke kaam ke ho sakte hain aur faayde bhi de sakte hain.

1. HDFC Millennia Credit Card

Ye card un logo ke liye sahi hai jo apne regular kharche mein se thoda cashback kamaana chahte hain, khaaskar un logo ke liye jo online shopping karte hain. Amazon, Flipkart, Myntra aur Big Basket jaise bade platforms par aapko 5% tak cashback milta hai. Iske alawa, dusre offline spends par bhi cashback milta hai. Har 150 rupaye ke kharche par aapko reward points milte hain jo baad mein redeem ho sakte hain.

Annual Fee:

₹1000, lekin agar aapka annual spend ₹1 lakh se jyada hai toh ye maaf bhi ho sakta hai.

Faayde:

Shopping pe cashback aur reward points dono, free fuel surcharge waivers, aur agar aap thoda jyada spend karte hain toh aapka annual fee bhi maaf ho sakta hai.

2. HDFC Bank Credit Card, MoneyBack Credit Card

Ye card basic usage ke liye ekdam sahi hai, matlab agar aap kaafi regularly kuch-kuch spend karte hain aur chahte hain ki kuch na kuch paisa vaapas mile toh ye aapke liye best hai. Is card par har 150 rupaye ke kharche par 2 reward points milte hain aur online shopping par double reward points bhi milte hain. In reward points ko aap baad mein cashback ke roop mein redeem kar sakte hain.

Annual Fee:

₹500, jo kaafi affordable hai.

Faayde:

Online spends par double reward points, free fuel surcharge waiver, aur in points ko redeem karne ka option.

3. HDFC Regalia Credit Card

Agar aap travel aur khaane pine ke shaukeen hain toh ye card aapke liye ek premium experience de sakta hai. Har 150 rupaye ke kharche par 4 reward points milte hain aur aapko free airport lounge access bhi milta hai. Yaani ki agar aap plane travel karte hain toh airport par araam se relax kar sakte hain lounge mein bina extra charge ke. Aur dining aur hotel bookings par bhi discounts milte hain.

Annual Fee:

₹2500, par agar aap annual spend ₹3 lakh se jyada karte hain toh ye maaf ho sakta hai.

Faayde:

Lounge access, high reward points, aur travel aur lifestyle par discounts.

4. HDFC Bharat Cashback Credit Card

Ye ek basic aur simple card hai jo day-to-day use ke liye badiya hai. Is card par aapko fuel, grocery, bill payments jaise essential kharchon par cashback milta hai, jo aam aadmi ke liye kaafi useful hai. Matlab, aap apne roz ke kharcho par bhi thoda save kar sakte hain. Ye ek affordable option hai jisme koi fancy benefits nahi hain par daily life me jo zaroorat hai woh poori ho jati hai.

Annual Fee: ₹500, jo affordable hai.

Faayde:

Simple cashback har din ke kharcho par, aur basic spending ke liye ek best card.

5. HDFC Bank Credit Card Diners Club Privilege Credit Card

Agar aap international travel karte hain ya apni lifestyle thodi luxury rakhna chahte hain toh ye card bhi dekha ja sakta hai. Is card par aapko kai benefits milte hain jaise exclusive lounge access, dining discounts aur alag-alag travel portals par bhi offers. Saath hi, is card par aapko 10X reward points milte hain kuch selected spending categories par.

Annual Fee:

₹2500, par kai log ke liye worth hai agar travel aur lifestyle spending high hai.

Faayde:

International lounge access, high reward points aur kai luxury experiences.

Apply Online HDFC Bank Credit Card 

Aap k liye Konsa HDFC Bank ka Credit Card Best h Comment krk jrur batyai ..

Aapke liye kaunsa HDFC Bank Credit card best hai ye aapke spending pattern aur needs par depend karta hai. Agar aap simple cashback aur basic savings chahte hain toh MoneyBack ya Bharat Cashback card best rahenge. Lekin agar aap online shopping aur thoda jyada cashback ke peeche hain toh Millennia card better hai. Aur agar aap travel aur lifestyle me interested hain toh Regalia ya Diners Club Privilege bhi consider kar sakte hain.

Bas ye yaad rakhiye ki credit card ko zaroorat ke hisaab se hi use karein aur timely payment karte rahein, taaki interest charges se bachein aur credit score bhi maintain rahe.

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